Best Banana Chocolate Chip Cake Recipe – Moist & Easy to Make

A Sweet Treat That Feels Like a Warm Hug

Some days just call for Banana Chocolate Chip Cake—whether it’s to celebrate a little victory, brighten a gloomy afternoon, or simply satisfy a sweet tooth without too much fuss. That’s where this banana chocolate chip cake comes in. It’s the kind of dessert that brings comfort with every bite: soft, moist, and packed with rich chocolate chips that melt into the banana-infused batter.

Even better? It’s ridiculously easy to make. No fancy techniques, no endless list of ingredients—just a handful of pantry staples, a few ripe bananas, and about 10 minutes of prep. If you’ve got a busy schedule (and let’s be real, who doesn’t?), this recipe is your new best friend.

And for those of you dealing with picky eaters at home, this Banana Chocolate Chip Cake is a sneaky little trick up your sleeve. Bananas bring natural sweetness, while the chocolate chips keep everyone coming back for “just one more slice.” Let’s get baking!

Why You’ll Love This Banana Chocolate Chip Cake

• Quick & Easy – No complicated steps, just mix and bake.
• Perfectly Moist – Bananas and butter work their magic to keep this Banana Chocolate Chip Cake soft and rich.
• One-Bowl Wonder – Fewer dishes? Yes, please!
• Crowd-Pleaser – Whether it’s for breakfast, a snack, or dessert, If you’re in the mood for another moist, flavorful cake, you might also love this Carrot Bundt Cake with Cream Cheese Frosting – another crowd favorite! this cake disappears fast!

What You’ll Need

Ingredients:

• 1 cup mashed bananas (about 2 ripe bananas)
• ½ cup unsalted butter, melted
• ⅔ cup white sugar
• ¼ cup milk
• 1 large egg
• 1 ½ teaspoons baking powder
• ¼ teaspoon salt
• 1 ½ cups all-purpose flour
• ¾ cup semisweet chocolate chips

How to Make Banana Chocolate Chip Cake

1. Preheat & Prep: Heat your oven to 350°F (175°C) and grease an 8-inch square pan or line it with parchment paper.
2. Mix the Wet Ingredients: In a large mixing bowl, mash the bananas until smooth. Stir in melted butter, sugar, milk, and the egg until well combined.
3. Combine the Dry Ingredients: In the same bowl, add the flour, baking powder, and salt. Gently fold everything together—don’t overmix!
4. Add the Chocolate Chips: Stir in the chocolate chips, saving a handful to sprinkle on top for extra indulgence.
5. Bake: Transfer the mixture carefully into the greased baking dish, ensuring an even spread across the surface. Allow it to bake undisturbed in the preheated oven for approximately half an hour or slightly longer. You’ll know it’s done when the surface develops a light golden hue and a testing skewer inserted into the thickest part emerges without any wet batter clinging to it.
6. Cool & Enjoy: Let the cake cool slightly before slicing. Enjoy warm for melty chocolate goodness or let it cool completely for a firmer texture.

Equipment Needed

Before diving into this easy banana chocolate chip cake recipe, gather everything you’ll need. Nothing fancy—just the basics to make your baking smooth and mess-free:

• Mixing Bowls – One large for wet ingredients and one medium for dry.
• Whisk or Spoon – To mix the batter smoothly.
• Measuring Cups & Spoons – Precision makes a difference!
• Spatula – For scraping every last bit of delicious batter.
• 8-inch Square Baking Pan – The perfect size for this cake.
• Parchment Paper (Optional) – For easy removal and cleanup.
• Toothpick or Cake Tester – To check doneness.

Step-by-Step Recipe Guide

Step 1: Preheat & Prep

Preheat your oven to 350°F (175°C). If you’re the type who forgets to preheat until the batter is ready (been there, done that), do it now. Grease an 8-inch square pan with butter or line it with parchment paper for easy cleanup.

Step 2: Mash Those Bananas

Grab your overripe bananas—the ones that look too far gone for anything but banana bread. Mash them in a large bowl until smooth. A few small lumps are okay; they add texture.

Step 3: Mix the Wet Ingredients

To the mashed bananas, add melted butter, sugar, milk, and a beaten egg. Whisk until everything looks smooth and well combined. This mixture is the flavor powerhouse of your banana chocolate chip cake—so make sure it’s all mixed in!

Step 4: Combine Dry Ingredients

In a separate medium-sized bowl, whisk together the flour, baking powder, and salt. This prevents clumping and ensures an even rise when baking.

Step 5: Bring It All Together

Gradually incorporate the previously prepared dry ingredient blend into the bowl containing the liquid components, adding it in small portions while continuously stirring. This ensures a smooth and even consistency, preventing any lumps from forming and allowing the ingredients to meld together seamlessly for a well-balanced batter. Stir gently until just combined—overmixing can make the cake dense instead of soft and fluffy.

Step 6: Fold in the Chocolate Chips

The best part! Gently fold the chocolate morsels into the mixture, ensuring they are evenly distributed throughout the batter. Set aside a small portion to be scattered over the surface just before baking, allowing them to create a visually appealing and slightly melted topping that enhances both texture and flavor. This ensures melty chocolate goodness in every bite.

Step 7: Pour & Bake

Transfer the batter into the prepared baking pan and spread it evenly. Sprinkle the remaining chocolate chips on top for that bakery-style finish.

Bake for 30-35 minutes. Check doneness by inserting a toothpick in the center; if it comes out clean (or with a few moist crumbs), your Banana Chocolate Chip Cake is ready!

Step 8: Cool & Enjoy

Let the Banana Chocolate Chip Cake cool in the pan for about 10 minutes before slicing. Enjoy warm for gooey chocolate or let it cool completely for a firmer bite. Either way, it’s irresistible!

Cooking Tips & Tricks

• Use Ripe Bananas – The darker the peel, the sweeter the cake.
• Room Temp Ingredients Work Best – If possible, let your milk and egg sit out for 15 minutes before mixing.
• Customize It – Add chopped nuts, swap in dark chocolate, or drizzle caramel on top.
• Storage Hack – Keep leftovers in an airtight container at room temp for 3 days or freeze slices for a quick treat later.

This banana chocolate chip cake recipe (Chocolate Cake Tips) is one you’ll come back to again and again. Whether you’re baking for family, friends, or just yourself (no shame in that!), it’s a guaranteed hit. So, grab those bananas and let’s make something delicious!

A Little Story from My Kitchen

I first made this banana chocolate chip cake on a whim, trying to use up a few sad-looking bananas. The moment it came out of the oven, my kitchen smelled like heaven, and my kids were circling like little dessert vultures. Fast forward to today, and this cake has become a family tradition—it’s our go-to for everything from lazy Sunday brunches to midweek pick-me-ups. It’s the kind of recipe that turns everyday ingredients into something magical, and I hope it becomes a favorite in your home too!

There’s something undeniably comforting about a warm slice of banana chocolate chip cake. Looking for another delicious coffee-friendly treat? Check out this Berry Coffee Cake Recipe for a fruity, buttery alternative!

It’s the kind of treat that turns an ordinary day into something special—whether paired with your morning coffee, tucked into a lunchbox, or served as a late-night indulgence. Every bite is a perfect balance of moist banana goodness and rich, melty chocolate, making it impossible to stop at just one slice.

The true beauty of this dish lies in the effortless way its ingredients come together, creating a delightful balance of flavors and textures without the need for complex techniques or elaborate preparation. No need for fancy techniques or hard-to-find ingredients—just a few pantry staples, a couple of ripe bananas, and a little bit of time. It’s the kind of dessert that brings people together, filling the kitchen with the irresistible aroma of home-baked happiness.

And the best part? This Banana Chocolate Chip Cake is as forgiving as it is delicious. Didn’t mash the bananas perfectly? No problem. Accidentally added a few extra chocolate chips? Even better. Every batch has its own charm, making it a go-to recipe for any occasion.

So the next time you spot a few overripe bananas sitting on the counter, you’ll know exactly what to do. Whip up this banana chocolate chip cake, let it bake to golden perfection, and enjoy a dessert that’s as effortless as it is satisfying. Because sometimes, the simplest recipes are the ones we cherish the most.

FAQs: Your Banana Chocolate Chip Cake Questions Answered

Can I substitute all-purpose flour with another type?

Absolutely! You can swap all-purpose flour with whole wheat flour for a heartier texture or use a 1:1 gluten-free baking mix if needed. Keep in mind that whole wheat flour might make the cake slightly denser, but it’ll still be delicious!

How do I store leftovers?

This banana chocolate chip cake stays fresh at room temperature for up to three days if kept in an airtight container. For longer storage, refrigerate it for up to a week or freeze individual slices for up to three months. Just warm them up in the microwave for that fresh-out-of-the-oven taste!

Can I use dark chocolate instead of semisweet chocolate chips?

Of course! Dark chocolate adds a richer, slightly more intense flavor, which pairs beautifully with the sweetness of the bananas. Milk chocolate works too if you prefer a sweeter bite.

What can I use instead of butter?

If you’re out of butter or want a dairy-free alternative, you can use coconut oil or even unsweetened applesauce. Coconut oil will add a hint of tropical flavor, while applesauce will keep the Banana Chocolate Chip Cake super moist with a slight natural sweetness.

Can I add nuts or other mix-ins?

Yes! Chopped walnuts, pecans, or even shredded coconut make great additions. Just fold them in with the chocolate chips for an extra crunch and flavor boost.